How much insurance do you need?
When calculating how much building insurance you need it is important to determine the cost of rebuilding your house, ignore the market value. Buildings with historical value or those using unusual construction techniques need enough cover to rebuild the home in the style required.
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What is in the small print?
It is very important to read the small print in any contract including a home insurance policy. You are after all going to be spending quite a bit of money over the years to cover yourself so it makes sense to be exactly sure what is covered in which circumstances and what might invalidate that cover.
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How do I make an insurance claim?
Unfortunately, despite our best efforts, it's inevitable that some of us will be the victim of crime. But all is not lost because after all this is what insurance is for. Read your policy and make sure that the damage or loss you have suffered is covered under the the terms of your policy.
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